Google Pay has launched its first ever co-branded credit card in collaboration with Axis Bank. The Google Pay credit card belongs to the RuPay family. Users are able to associate this credit card with their UPI handles for making payments to the merchant. The Google Pay credit card has the facility to provide instant cashback and rewards, where users receive the cashback amount immediately. They are able to use this amount in the subsequent transaction. This has been confirmed by Google’s Senior Director & Product Manager, Mr. Sharath Bulusu.
At present, RuPay UPI cards are being widely accepted as they facilitate credit card-like transactions using UPI. Credit cards from Mastercard and Visa credit cards do not support UPI. RuPay as well as UPI services are handled by the National Payments Corporation of India (NPCI).
Applying
- The Google Pay Flex Axis Bank credit card can be applied for from the Google Pay app itself. The credit card doesn't charge any fees, nor is any paperwork involved. The process of completing a transaction takes only a few minutes. Since it is a digital credit card, it is accessible at any time using a mobile phone.
- This credit card operates on the RuPay system. This credit card can be utilized either at offline merchants or at online shopping applications.
- The amount received through payments is named stars. Stars are equivalent to rupees. Stars can be used at any time without waiting for the completion of the month.
- Google Pay has an application where users can check payments and pay bills. Users have the ability to convert transactions to EMIs.
- Card management is easy within the application. Card limits, blocking/unblocking the card, and resetting the PIN can be done within Google Pay itself.
Tags Cloud
